Merchant account services and credit card processing for Canadian businesses. Accept payments by credit card online now. We simplify the process.
Merchant Account and Payment Gateway: Why You Need Both. A merchant account is an account where your payments are processed. A payment gateway makes the connection between the merchant account and your bank account. Without this, money will not flow to your business bank account. We handle both for you in one simple fee.
There are many reasons why this is separated into two parts, but the main reason is choice. There are many payment processors offering different fees and terms. We deal with a payment gateway processor, Bambora.
* Fees vary with volume and charge amounts for merchant accounts and payment gateways. Please contact us for a proper quote. Send us a competitor invoice and we can try to beat it.
If you have an existing payment gateway and merchant account, we can make it worth your time to switch over. We will guarantee meeting or beating the current rates, include a dedicated account manager add many more features to your platform.
These features can be added to any account. Please contact us for more information.
The pay as you go plan was designed to help businesses easily get up and running with payments. The tools are great for businesses just getting started, or existing businesses looking to launch into the e-commerce space. The Advance is meant for businesses who process higher volumes. You can also seamlessly transition from Pay As Yo Go to Advance. If you have more questions about which package is right for, contact our sales team. They will be able to help you.
The threshold is determined and regulated by card associations (Visa $100,000, MasterCard $1,000,000 and Amex $500,000) and merchants only have to meet one threshold to advance to an Advance account.
Typically merchants will receive their payment 3 business days after the purchase.
There is a $20.00 fee for chargebacks. If a merchant disputes the chargeback and can provide proof of purchase, the fee is returned.
Yes, please contact us and we can provide the appropriate rate.
Visa, MasterCard, and Amex.
MasterPass and Visa Debit are included but have to be enabled by our Customer Service team.