Merchant Account

Merchant account services and credit card processing for Canadian businesses. Accept payments by credit card online now. We simplify the process.

ACCEPT CREDIT CARD PAYMENTS

PURCHASE
A customer makes a card payment in your physical or online store.
AUTHORIZE
We verify that there is money in the customer’s account.
DEPOSIT
The acquirer will then deposit the money into your business bank account.

PAYMENT GATEWAY

Merchant Account and Payment Gateway: Why You Need Both. A merchant account is an account where your payments are processed. A payment gateway makes the connection between the merchant account and your bank account. Without this, money will not flow to your business bank account. We handle both for you in one simple fee.

There are many reasons why this is separated into two parts, but the main reason is choice. There are many payment processors offering different fees and terms. We deal with a payment gateway processor, Bambora.

payment gateway

MERCHANT ACCOUNT PLANS

Merchant Account + Payment Gateway

$15/ month

  • $15 Monthly Fee
  • $30 Setup Fee
  • 2.75% + $0.15 Transaction Fees
  • No Contract

Accept USD for Canadian Companies

$15/ month

    • $15 monthly fee
    • $25 setup fee
    • 3% + $0.15 per transaction
    • No Contract

Fees vary with volume and charge amounts for merchant accounts and payment gateways. Please contact us for a proper quote. Send us a competitor invoice and we can try to beat it.

Already Processing?

If you have an existing payment gateway and merchant account, we can make it worth your time to switch over. We will guarantee meeting or beating the current rates, include a dedicated account manager add many more features to your platform.

accept credit cards online

TALK TO US ABOUT SWITCHING

EXTRA PAYMENT SERVICES

BATCH PROCESSING
Save time by coordinating an unlimited amount of payments at once.
RECURRING BILLING
Make your billing automatic for those fees that never change.
CURRENCY SOLUTIONS
Give your customer convenience to let them pay in their local currency.
TOKENIZATION
Securely encrypt any piece of customer data, like order and customer info.
VIRTUAL TERMINAL
Accept phone and mail orders with a web payment terminal.
PAYMENT FORMS
Easily accept payments online with our Hosted Payment Form.

These features can be added to any account. Please contact us for more information.

MERCHANT ACCOUNT FAQ

What plan is right for me?

The pay as you go plan was designed to help businesses easily get up and running with payments. The tools are great for businesses just getting started, or existing businesses looking to launch into the e-commerce space. The Advance is meant for businesses who process higher volumes. You can also seamlessly transition from Pay As Yo Go to Advance. If you have more questions about which package is right for, contact our sales team. They will be able to help you.

How much do I have to process to qualify for custom pricing?

The threshold is determined and regulated by card associations (Visa $100,000, MasterCard $1,000,000 and Amex $500,000) and merchants only have to meet one threshold to advance to an Advance account.

How long does it take to get paid?

Typically merchants will receive their payment 3 business days after the purchase.

What are your chargeback fees?

There is a $20.00 fee for chargebacks. If a merchant disputes the chargeback and can provide proof of purchase, the fee is returned.

Do you offer charity pricing?

Yes, please contact us and we can provide the appropriate rate.

What card types are included in the 2.75% + $0.15 per transaction?

Visa, MasterCard, and Amex.

MasterPass and Visa Debit are included but have to be enabled by our Customer Service team.